13 businesses in and around Halifax that buy used goods from the public, or sell them on your behalf. For each one: what they buy, what they refuse, and exactly how the transaction works — because a pawn loan, a consignment split and an outright sale are three different things.
A pawn loan is borrowing, not selling: you get your item back only by repaying the money plus all interest and fees by the date printed on the ticket, and if you miss that date the shop keeps the item and sells it.
Before you hand anything over, get three things written on the ticket: the interest rate, the total redemption figure in dollars, and the deadline. Across all fourteen cities we checked, almost no pawn shop publishes its rate anywhere on its website — so the only place you will see it is on the paperwork in front of you.
If you want money and do not want the item back, ask separately for an outright purchase price and compare the two. They are different numbers for different transactions, and a shop that offers both will not necessarily volunteer which one it is quoting.
We do not publish an average payout, because nobody publishes one. Any site quoting you "typically 60% of retail" invented it. Across 189 businesses in fourteen cities, a handful publish a consignment split, one publishes a per-gram gold table, and not one pawn shop, scrap yard or electronics buyer publishes what it pays relative to resale value.
What we can tell you is the shape of it. Consignment pays the most and pays last, often on a declining scale as the item sits. An outright sale pays least and pays today. Metals and gold are weight times purity minus a spread nobody states, so the only real number is the one at the scale. And for a great deal of what comes out of a cleared house — flat-pack furniture, book-club paperbacks, old encyclopedias, out-of-season sports gear, adult clothing more than a few years old — the honest answer is that nobody in these fourteen cities will pay anything for it at all. The refusal lists below are the evidence.
Two completely different transactions under one roof. Read the box above before you go into any of these.
They pay cash or credit for working electronics, phones and games.
They sell it for you and keep a share. More money than an outright sale, but you wait for it, and you get nothing if it does not sell.
Furniture, antiques and household goods bought on the spot. Fastest route, lowest price.
Paid against the daily spot price, minus a margin almost nobody publishes.
Paid by weight and grade at the scale. Appliances, copper, aluminium, radiators.
Non-running vehicles, usually towed free. Often the single most valuable thing on a property.
They buy selectively. Most general paperbacks are worth nothing to anyone.
Most of what comes out of a cleared house will not sell at any price, and the businesses above will tell you so at the counter. Photograph it first and we will tell you before you drive anywhere — and if the answer is that it is worth nothing, we will point you at the Halifax charities that will still take it.
See what it's worth Donate it instead